Estate Planning 101

Notifying the South Dakota Retirement System (SDRS) After a Loved One’s Passing

September 13, 2023

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Need a Will or Trust?

Snug makes it easy to create a Will or Trust in under 20 minutes. Powers of Attorney and Health Care Directives are included for free with any Will or Trust, as is a year of free updates.
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The loss of a loved one is a challenging time filled with numerous responsibilities. One of these tasks includes notifying the South Dakota Retirement System (SDRS) if your loved one was a member and receiving retirement benefits.

Who Should Be Notified

The South Dakota Retirement System provides retirement, disability, and survivor benefits to employees of the state of South Dakota. If your loved one was receiving benefits from the SDRS, you would need to notify them promptly to prevent any overpayment of benefits and to potentially initiate survivor benefits.

When to Notify

Notification should be made as soon as possible after the death of your loved one. Prompt notification helps prevent any overpayment of benefits and ensures a smoother transition of benefits if applicable.

How to Notify

To notify the SDRS of a death, you can call their office at 1-888-605-7377 or write to them. You will need to provide the deceased's full name, social security number, and date of death. Additionally, you will need to submit a copy of the death certificate.

What to Expect After Notification

Once the SDRS has been notified, they will stop the deceased's benefits and provide information on potential survivor benefits. They will also guide you through the necessary paperwork to claim these benefits, if applicable.

Tips for Notification

When notifying the SDRS, be sure to keep a record of all communication for future reference. Be prepared to provide specific information about the deceased, and don't hesitate to ask for clarification if you're unsure about any part of the process.

Conclusion

Informing the South Dakota Retirement System of a loved one's passing is an essential task. By doing so promptly, you can ensure a smooth transition of benefits while minimizing any potential issues down the line.

FAQ

Q: Can I notify the SDRS of a death online?
A: Currently, death notifications to the SDRS must be made via phone or mail. They do not accept online submissions.

Q: What if the deceased was receiving benefits, and I am unsure of the next steps?
A: The SDRS can provide guidance on the necessary steps following the death of a member. Contact them as soon as possible for assistance.

Q: What happens if there is an overpayment after the death?
A: If the SDRS continues to pay benefits after a recipient's death, they will likely request the return of these funds. However, they may waive the overpayment in certain circumstances. It's best to discuss this situation directly with the SDRS.