The loss of a loved one is a challenging period, during which various parties must be notified of the death. If the deceased was a member of the Public Employees Retirement Association of New Mexico (PERA), it is vital to inform them to stop pension payments and discuss potential survivor benefits.
Who Should Be Notified
The PERA should be notified if your loved one was a public employee in New Mexico and was receiving retirement benefits from them. This is important to avoid overpayment of benefits and to discuss any potential benefits that survivors may be eligible for.
When to Notify
You should notify the PERA as soon as possible after the passing of your loved one. Prompt notification helps to avoid any complications with overpayment of benefits.
How to Notify
You can notify PERA by calling their office at 1-800-342-3422 or 505-476-9300. Additionally, you should submit a certified copy of the death certificate by mail or in person to the PERA office. The mailing address is P.O. Box 2123, Santa Fe, NM 87504-2123. Be prepared to provide the deceased's Social Security number.
What to Expect After Notification
Once you have notified PERA, they will stop the deceased's pension payments. They will also guide you through the procedure for applying for any survivor benefits for which you may be eligible. This could include a continuing pension or a lump-sum payment, depending on the deceased's plan and beneficiaries.
Tips for Notification
Keep a record of all your interactions with PERA, including dates, times, and the names of any representatives you speak with. This can help if any issues arise later. Also, be patient. Processing changes to pension benefits can take some time.
Conclusion
The task of notifying the Public Employees Retirement Association of New Mexico (PERA) after the death of a loved one can be daunting, but it's an essential step in settling their affairs. By taking this step promptly and thoroughly, you can avoid potential complications and ensure that any eligible survivor benefits are properly handled.
FAQ
Q: What happens if PERA isn't notified promptly and continues to make pension payments?
A: If PERA continues to make pension payments after the death of a member due to not being notified, they will typically request repayment. It's important to notify them as soon as possible to avoid this situation.
Q: What if I'm not sure whether my loved one was receiving a pension from PERA?
A: If you're unsure, it's still a good idea to contact PERA. They can look up the person's name and Social Security number to check for an account.
Q: Who should I contact if I have issues or questions about the process?
A: If you have any issues or questions, it's best to contact PERA directly. They can provide detailed information about the specific situation and guide you through the process.
