Estate Planning 101

Notifying the North Carolina Retirement Systems (NCRS) After a Loved One’s Passing

September 13, 2023

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Snug makes it easy to create a Will or Trust in under 20 minutes. Powers of Attorney and Health Care Directives are included for free with any Will or Trust, as is a year of free updates.
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In the event of a loved one's passing, among the crucial tasks is notifying pertinent entities, such as the North Carolina Retirement Systems (NCRS) if the deceased was a retiree in North Carolina. This step is crucial to halt pension payments and to inquire about any potential survivor benefits.

Who Should Be Notified

If your loved one was a retiree of the North Carolina Retirement Systems, it's necessary to inform NCRS. NCRS provides retirement benefits for state employees and their families, making it vital that they are informed of the member's passing.

When to Notify

You should notify NCRS as soon as possible after the death of your loved one. This would prevent any overpayment of benefits, which could lead to complications.

How to Notify

Notification can be done by calling the NCRS at their designated contact number or by writing a letter. When notifying, you will need to provide the deceased's name, social security number, date of birth, and date of death. A copy of the death certificate may also be required.

What to Expect After Notification

Once NCRS has been notified, they will stop any ongoing pension payments. They will also provide information on any potential survivor benefits and the process to apply for them. If an overpayment has occurred, they will guide you on how to return those funds.

Tips for Notification

Keep a record of all communications with NCRS, including dates and times of calls or letters. This will be helpful if there are any discrepancies or issues in the future. Also, do not hesitate to ask questions or seek clarification on any procedures or terms you do not understand.

Conclusion

Notifying the North Carolina Retirement Systems after the death of a loved one might seem daunting, but it's a necessary task that ensures the correct handling of their account and potential benefits for survivors. With some preparation and understanding of the process, you can successfully navigate this task during a challenging time.

FAQ

Q: Can I notify NCRS online?
A: Currently, there is no online process to report a death to NCRS. You must call or write a letter to them.

Q: What if I cannot find my loved one's NCRS member details?
A: If you are unable to locate these details, contact NCRS and they can assist you with the information they require.

Q: What if the deceased received overpayments after their death?
A: If NCRS was not promptly notified and continued to make payments, they will typically request these funds to be returned. Contact NCRS directly to discuss this situation.