Estate Planning 101

Notifying the Indiana Public Retirement System (INPRS) After a Loved One’s Passing

September 13, 2023

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The loss of a loved one is a difficult time, filled with many responsibilities. One of these tasks is notifying appropriate parties about the passing, which may include the Indiana Public Retirement System (INPRS) if your loved one was a recipient of a public retirement pension in Indiana.

Who Should Be Notified

The INPRS is responsible for managing and disbursing pensions for public employees in Indiana. If your loved one was a public retiree receiving benefits from INPRS, it's important to notify them of the passing to cease benefits and discuss potential survivor benefits.

When to Notify

You should notify the INPRS as soon as possible after the death of your loved one. This is to prevent any overpayment of benefits, which could result in complications down the line.

How to Notify

Notifying INPRS about a death can be done either by phone or in writing. You can contact them at (888) 286-3544. If you choose to notify them in writing, include the deceased's full name, date of birth, date of death, and Social Security number or INPRS member ID. Be prepared to provide a copy of the death certificate.

What to Expect After Notification

Once INPRS has been notified, they will cease the deceased's benefits. They will also provide information about any potential survivor or beneficiary benefits. Depending on the specifics of the deceased's pension plan, there may be benefits payable to a surviving spouse, dependent children, or other designated beneficiaries.

Tips for Notification

Keep a record of all communications with INPRS, including the date and time of any calls, the name of the representative you spoke with, and any actions taken. This will be helpful if there are any discrepancies or issues in the future.

Conclusion

While it can be a challenging task, notifying the INPRS of a loved one's passing is a crucial step in finalizing their affairs and ensuring any potential survivor benefits are properly managed. With preparation and understanding of the process, this task can be navigated successfully during a difficult time.

FAQ

Q: Can I notify INPRS online?
A: Currently, INPRS does not offer an online notification service for reporting a death. It is recommended to notify them by phone or in writing.

Q: What happens if an overpayment is made after the death?
A: If INPRS continues to make payments after the member's death because they were not promptly notified, they will typically request a return of these overpayments. It's essential to notify them as soon as possible to avoid this situation.

Q: What if the deceased did not designate a beneficiary?
A: If no beneficiary was designated, any payable benefits would typically go to the estate. It's best to discuss this situation directly with INPRS.