Estate Planning 101

Notifying State Farm After a Loved One’s Passing

September 13, 2023

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When a loved one passes away, handling affairs such as life insurance policies can be a daunting task. If the deceased had a policy with State Farm Life Insurance, it's important to notify them promptly to initiate the claims process and receive any due benefits.

Who Should Be Notified

State Farm Life Insurance should be notified of the policyholder's death. If you're a beneficiary or the executor of the deceased's estate, you have the responsibility to notify them.

When to Notify

State Farm should be notified as soon as possible after the death of the policyholder. This is to ensure the claim process begins promptly and any benefits due can be disbursed.

How to Notify

You can notify State Farm of a policyholder's death by calling their claims center at 1-800-STATEFARM (1-800-782-8332). You'll need to provide the deceased's policy number and a certified copy of the death certificate. Alternatively, you can also visit a local State Farm agent.

What to Expect After Notification

Once State Farm is notified, they will guide you through the claims process. This will include submitting a formal claim, which will require a certified copy of the death certificate and possibly other documents. They will review the claim and, if approved, issue the death benefit payment to the beneficiaries.

Tips for Notification

Ensure you have all the necessary information about the policyholder, including their full name, policy number, and the date of their death. Keep copies of all correspondence with State Farm and track any phone calls or meetings for future reference. Be patient, as the claims process can take some time.

Conclusion

Notifying State Farm Life Insurance about the death of a policyholder is a crucial step in settling their affairs. While it may seem challenging, understanding the process and being prepared can make it a less daunting task during an already difficult time.

FAQ

Q: Can I notify State Farm about the death online?
A: While you can find information about the claims process online, you must call State Farm directly or visit a local agent to report a death.

Q: What if I can't find the policy number?
A: If you can't locate the policy number, contact State Farm directly. They may be able to find the policy with the policyholder's personal information.

Q: How long does it take for State Farm to pay out a claim?
A: The time it takes for State Farm to pay out a claim can vary. Once all required documents are received, it typically takes 1-2 weeks for a decision to be made.