Estate Planning 101

Notifying State Farm After a Loved One’s Passing

September 13, 2023

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In the wake of a loved one's passing, there are many critical responsibilities to manage, one of which includes notifying relevant insurance companies. If your loved one held an auto insurance policy with State Farm, it's essential to inform them promptly to avoid issues with the policy.

Who Should Be Notified

State Farm, the auto insurance company, should be notified if the deceased had an active auto insurance policy with them. This is crucial to prevent future billing, adjust the policy, or even to claim any applicable benefits.

When to Notify

State Farm should be notified as soon as possible after the death of the policyholder. This helps prevent any unnecessary charges or complications with the insurance policy.

How to Notify

You can notify State Farm by calling their customer service number at 1-800-STATE-FARM (1-800-782-8332). You'll need to provide the policy number, the policyholder's name, and a copy of the death certificate. You can also contact the deceased's individual State Farm agent if they had one.

What to Expect After Notification

Once notified, State Farm will guide you through the next steps. This may include cancelling the policy, transferring the policy to a surviving spouse or other family member, or adjusting the coverage. If there's a claim to be made, they'll provide you with information on how to proceed.

Tips for Notification

When notifying State Farm, ensure you have all pertinent information at hand to make the process smoother. This includes the policy number, the deceased's full name, and their date of death. It's also helpful to keep a record of all communication with State Farm for future reference.

Conclusion

While the task of notifying insurance companies after a loved one's passing can be daunting, it's a necessary step to settle their affairs. By promptly informing State Farm, you can ensure that their auto insurance policy is properly managed during this difficult time.

FAQ

Q: Can I notify State Farm online?
A: Currently, State Farm does not offer an online notification service for reporting a death. You should call their customer service line or contact the individual agent.

Q: What if I don't have the policy number?
A: If you don't have the policy number, State Farm can usually locate the policy with the policyholder's full name and date of birth.

Q: What happens if there are unpaid premiums?
A: Any unpaid premiums will usually be deducted from any claim payout. If the policy is cancelled, any unpaid premiums will need to be settled.