Estate Planning 101

Notifying Servicemembers' Group Life Insurance After a Loved One’s Passing

September 13, 2023

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The passing of a loved one is a difficult time, and the responsibilities that come with it can seem overwhelming. One of the important tasks to handle during this period is notifying the appropriate insurance companies, such as the Servicemembers' Group Life Insurance (SGLI), if your loved one was a servicemember or a veteran.

Who Should Be Notified

The Servicemembers' Group Life Insurance is a program of the Veterans Affairs that provides low-cost term life insurance to eligible servicemembers. If your loved one was enrolled in SGLI, then it is necessary to notify them to process the insurance claim.

When to Notify

Notification should be done as soon as possible after the death of a loved one. Delay in notification may result in a delay in the disbursement of the insurance funds.

How to Notify

To notify SGLI of a death, you need to fill out a claim form (SGLV 8283), which can be found on the VA's official website. The form should be submitted to the Office of Servicemembers' Group Life Insurance (OSGLI). You'll also need to attach a certified copy of the death certificate.

What to Expect After Notification

Once SGLI is notified of the death, they will process the claim and, if approved, will pay the policy's face amount to the designated beneficiaries. The process can take a few weeks to a few months, depending on the complexity of the case and the completeness of the submitted documentation.

Tips for Notification

When notifying SGLI, make sure to thoroughly fill out the claim form and attach all required documents to ensure a smooth process. It's also a good idea to keep copies of all correspondence for your records. If you need assistance, don't hesitate to contact SGLI directly or reach out to a VA representative.

Conclusion

Informing the Servicemembers' Group Life Insurance of a loved one's passing is a crucial step in the aftermath of their death. Though it may seem like a daunting task, with careful attention to detail and proper documentation, it can be navigated smoothly during this challenging time.

FAQ

Q: Can I submit the SGLI claim form online?
A: As of now, the claim form needs to be mailed to the Office of Servicemembers' Group Life Insurance. They do not accept online submissions.

Q: What if the deceased didn't designate a beneficiary?
A: If no beneficiary was designated, the proceeds will be paid to the next of kin in the order specified by law: first to the spouse, if none, then to the children, if none, then to the parents, and so forth.

Q: Who can help me fill out the claim form?
A: Any VA representative can assist you in filling out the claim form. You can find one at your nearest VA regional office, VA medical center, or vet center.