Estate Planning 101

Notifying Geico After a Loved One’s Passing

September 13, 2023

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When dealing with the loss of a loved one, it's important to remember to notify relevant organizations to ensure a smooth transition or cessation of services. One such organization is your loved one's auto insurance company. If they were insured with Geico, here's a guide on how to inform them.

Who Should Be Notified

Geico, as the auto insurance provider for your deceased loved one, should be notified as soon as possible. Notifying them enables them to cancel or adjust the policy as necessary.

When to Notify

It's advisable to contact Geico as soon as possible after the death of the policyholder. This helps avoid any unnecessary charges or complications regarding the vehicle's insurance.

How to Notify

To notify Geico of a policyholder's death, you can call their customer service at 1-800-207-7847. You will need to provide them with the policyholder's full name, policy number, and a copy of the death certificate.

What to Expect After Notification

Once Geico has been notified of the policyholder's death, they will guide you through the next steps. This could involve cancelling the policy, transferring it to a new owner, or adjusting it based on the new circumstances. They may also assist with claims processing if the death was due to an auto accident.

Tips for Notification

Keep a record of all communications with Geico, including the date and time of the call, the representative you spoke with, and any information or instructions given. This can be helpful in case of any future discrepancies or issues.

Conclusion

While it's a difficult task, notifying Geico about the passing of a loved one is a necessary step to ensure proper handling of their auto insurance policy. With this guide, you can navigate this task with confidence, knowing you've taken the right steps in a challenging time.

FAQ

Q: Can I notify Geico online?
A: Currently, Geico requires policyholders or their representatives to call in to report a death.

Q: What happens to the insurance policy if the car is inherited?
A: If the car is inherited, the new owner will need to take out a new insurance policy. Geico can assist in transitioning the policy.

Q: What if the deceased had an auto loan?
A: If there's an outstanding auto loan, the lender should be notified as well. The handling of the loan would depend on the terms of the agreement and the deceased's estate.