Estate Planning 101

Notifying Ameritas Life Insurance Corp After a Loved One’s Passing

September 13, 2023

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In the event of a loved one's passing, one of the critical steps in the aftermath is informing all relevant parties. If your loved one had a pension with Ameritas Life Insurance Corp, it's important to notify them to cease payments and to inquire about potential survivor benefits.

Who Should Be Notified

Ameritas Life Insurance Corp should be notified if the deceased had a pension plan with them. This applies to anyone who has a direct or indirect relationship with the deceased's financial affairs, including the executor or administrator of the estate, spouse, or other family members.

When to Notify

It's recommended to contact Ameritas as soon as possible after the death. This can help avoid any overpayment issues that might occur if pension payments continue after the individual's death.

How to Notify

To report the death to Ameritas, call their customer service number at 1-800-745-1112. Be prepared to provide the deceased’s full name, policy number, and date of death. They will likely request a certified copy of the death certificate, which can be mailed to their main office: Ameritas Life Insurance Corp, PO Box 81889, Lincoln, NE 68501.

What to Expect After Notification

Upon notification, Ameritas will stop any ongoing pension payments and provide information about any potential survivor benefits, if applicable. They may also offer assistance in claiming any accrued benefits or processing any insurance claims tied to the pension plan.

Tips for Notification

Always maintain copies of all correspondence with Ameritas for your records. Also, it's recommended to send any documents by certified mail to confirm receipt. Be sure to ask any questions you have about the process, potential survivor benefits, or other concerns.

Conclusion

Reporting a loved one's death to their pension provider, such as Ameritas Life Insurance Corp, is a necessary task during a difficult time. By doing so promptly and carefully, you can ensure that pensions are properly managed and that any potential survivor benefits are explored.

FAQ

Q: Can I notify Ameritas online?
A: Currently, Ameritas does not provide an online process to report a death. Notifications must be made by phone or mail.

Q: What if I can’t find the policy number?
A: If you don't have the policy number, Ameritas can usually locate the person's account using their full name and date of birth.

Q: What happens if there were overpayments after my loved one's death?
A: If pension payments continued after the death, Ameritas would typically request a refund of overpaid amounts. It's best to discuss this with them directly.