When a loved one passes away, it is necessary to take certain administrative steps to ensure their affairs are in order. If the deceased was receiving a pension from Ameriprise Financial, the company will need to be notified promptly. This will allow them to cease the pension payments and provide information on possible survivor benefits.
Who Should Be Notified
Ameriprise Financial, as the pension provider of the deceased, should be notified of their passing. This is important not only to stop the pension payments but also to know if there are any potential benefits that could be transferred to a surviving spouse or dependents.
When to Notify
It is advisable to notify Ameriprise Financial as soon as possible following the death of the pensioner. This helps to prevent any overpayments which may need to be paid back.
How to Notify
To notify Ameriprise Financial, you can call their customer service hotline at 1-800-257-8740. Be sure to have the deceased's account number and Social Security number on hand. You will also need to provide a copy of the death certificate, which can be mailed to them upon request.
What to Expect After Notification
Once Ameriprise Financial has been notified, they will cease pension payments and provide information on any potential survivor benefits. They will guide you through the process and answer any questions you may have regarding the situation.
Tips for Notification
When notifying Ameriprise Financial, it is useful to have all necessary documents at hand. This includes the deceased's account number, Social Security number, and a copy of the death certificate. It's also helpful to take notes during your conversation for future reference.
Conclusion
While dealing with the loss of a loved one is challenging, it is essential to notify relevant parties such as Ameriprise Financial. Doing so will help ensure that the deceased's financial affairs are appropriately handled, and any potential survivor benefits are properly addressed.
FAQ
Q: Can I notify Ameriprise Financial of a death online?
A: Currently, Ameriprise Financial does not offer an online process to report a death. You will need to call their customer service hotline.
Q: What if the deceased was still employed and had not yet retired?
A: If the deceased was still employed, their employer should be informed as soon as possible. The employer will then notify Ameriprise Financial about the death.
Q: What happens if pension payments continue after the pensioner's death?
A: If pension payments continue after death due to a delay in notification, you will need to contact Ameriprise Financial. They will guide you through the process of returning any overpayments.
